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We’ve got everything you need to make finding a mortgage less complex. If you are purchasing a residential property in Luxembourg or internationally, for your personal use or for investment purposes, we can help. Our team provide brokering services for all types of mortgages with access to the whole of the market.
Get in TouchWhether you are buying your first buy to let or are an experienced landlord, we can structure and manage your property finance. With changing regulations, the buy to let market is becoming more complex to navigate. Our team offers professional advice in order to help you find the right product to realise the best returns.
We offer a full portfolio management option, with the choice of fixed fees or a bespoke service. Through regular scheduled meetings and use of our portfolio manager tool we can quickly bring all your properties into one manageable portfolio. We have experience in advising on portfolio charges, Limited Company/SPV lending, Multi-Unit Blocks and HMO properties.
No matter your location or your nationality, if you wish to buy property RMF Financial Holdings can help you secure international mortgage finance. Our network of niche lenders specialise in assisting international borrowers whom require finance for personal residences, holiday homes or buy to let investments.
Mortgages can be complicated, never more so than for a first-time buyer. We will give you as much time as you need to help you understand your options. We can prepare an agreement in principle, often within 24-48 hrs of our first meeting. This means you will know exactly what you can borrow, making the offer process much easier. Our experience means we even know where to go when you need a little extra borrowing or advice on ways to keep the costs down.
A completely bespoke home mover service helping you understand what you can borrow so you can confidently offer on your new home. We can also support you with estate agent communication – negotiating on your purchase and even arranging quotes for the legal work.
Remortgaging or moving provider often feels like a hassle, until you experience our remortgage service. With access to the whole mortgage market, we really can find you the best deal and may even be able to find a way to save you money after just one meeting. Raising capital with a remortgage might not be cost effective with your existing lender so why not challenge us to find you a better option.
Worried about missed payments, defaults, County Court Judgements or just generally worried about your credit score? We deal with lenders who are able to offer a mortgage subject to set criteria. From the very start we will be open and transparent, offering you a realistic timescale about the likelihood of us being able to help.
If you’re self-employed, you’ll enjoy flexibility, making your own decisions about how and where you work. However, it can still be challenging to get a mortgage that works for you, especially when purchasing or refinancing. Our team fully understand the requirements lenders have and can solve some of the most challenging of concerns.
Non-Luxembourg citizens often have difficulty accessing mortgages to buy property in Luxembourg. This is mainly driven by the strict criteria lenders set for foreign national borrowers. We can connect you to a variety of lenders that arrange bespoke mortgages and short term finance designed specifically for non-Luxembourg citizens buying or refinancing Luxembourg property.
An expat is someone who’s currently residing in a country where they’re not a national of that country. You’re a Luxembourg expat if you’re from Luxembourg but live abroad. An expat mortgage can be tricky to obtain but with our experts you are in safe hands.
Sharia-compliant mortgages essentially function as no-interest home purchase plans. Although there are variations across the market, they all work in the same way: the bank buys the property on your behalf and becomes the legal owner. Your monthly instalments act more like rental payments, with a portion going towards buying out the property owner’s stake. At the end of the term, you should either have bought the property back or have an outstanding sum left to settle before you become the legal owner. Whether it is a personal residence or property investment, we have the solutions for you.
We can secure high value and complex private bank mortgages in Luxembourg and internationally via a select network of global private banks. For UHNW & HNW clients, privacy and bespoke arrangements are at the forefront of their needs. Our connections in this part of the market are well established with senior decision makers.
Today many HNW clients receive multiple streams of income from foreign jurisdictions. Finding a lender that can assist with foreign currency income can be very challenging. However, there are lenders that remain very active in this market and with our assistance we can help source the right ones.